You cannot reformat a HDD that contains Windows. This is a safety feature so that you cannot delete Windows by accident. You said you don't have the CD, which poses a problem, if you had that XP disc then you could restart your computer, format it and then install XP with that disc. I guess I would try and borrow a disc from someone, or else you could create a new partition that you could install XP on and then later format the partition that Vista is on. Hope this helps you out some.